You Just Watched David

The 20-Minute X-Ray For Your Annuity Contract.

A private review of the contract you already own — the three things David walked through in the video.

55+ Age

$100K+ In Annuity

12+ Months Since Review

Six brief questions. Roughly 60 seconds. No commitment.

David Fisher Founder & CEO

Most of the people we MRI aren't afraid of change. They're being thoughtful about a decision they don't want to get wrong this close to retirement, when the stakes feel higher than they used to. That caution is exactly why this review exists.

The Three Problems We X-Ray For

The Three Things David Explained In The Video

i.

Outdated Contracts

The deal you got years ago might not match today's higher interest rates or better income options. Rates have moved. Your contract probably hasn't. If nobody's called to check, you have no way of knowing.

ii.

Hidden Fees

You might see 6% on paper, but only 3% in your pocket. The fees take the rest. Over a long contract that gap can cost hundreds of thousands of dollars — quietly, year after year, never on a single statement line.

iii.

Bonus Fine Print

That 20% or 30% bonus you were promised? Sometimes it's locked away in an account you can't actually touch. The number is on your statement. Your access to it is a different story entirely.

The Client David Mentioned

She hadn't spoken to her advisor in about seven years. After her MRI, we found we could get her over eleven hundred dollars more every month.

+$1,100

More Monthly Income

Lower

Annual Fees

Escaped

12-Year Lock-In

Based on an actual client outcome. Individual results vary. Not all contracts can be improved.

The Scope Of The MRI

What This Is, And What It Is Not

This Is

A 20-minute X-ray of your existing contract — walked through with you in real time, line by line.

This Is

An honest answer to one question: is what you currently own still working for you?

This Is Not

A product pitch. We are not here to sell you something — and if your existing contract still serves you, we'll tell you so and you keep what you have.

This Is Not

A commentary on your current advisor. Most advisors are doing exactly what they were trained to do; retirement distribution simply requires a different framework than wealth accumulation.

This Is Not

A commitment to anything. Taking this MRI does not require a decision afterward — what you do next remains entirely yours.

The Process

i.

Six Brief Questions

A short intake covering your contract, your concerns, and what matters to you going forward. Roughly sixty seconds.
ii.

A Preliminary MRI Finding

We identify which of the three problems is most likely affecting your contract — with a confidence indicator and our reasoning.
iii.

A Private 20-Minute X-Ray Call

Within one business hour. Your contract pulled up alongside us, walked through line by line. You leave the call knowing more than you came in with — whether or not you choose to act on what you learn.

David Fisher

Founder · Summit Income Planning Group

I'm never going to tell someone their advisor is bad. Most advisors are doing exactly what they were trained to do. The challenge is that retirement distribution requires a different framework than accumulation — and most contracts get written before that distinction matters.

All 50

States Licensed

15+ Yrs

Distribution Focus

Fiduciary

Standard Of Care

License #4013386 NPN On File Series 65

Every scheduled MRI call is conducted by David personally. Phone inquiries are answered by Summit's office team, who gather context and book your time with him. Summit deliberately limits capacity so that every client speaks with David directly.

Ready For Your Annuity MRI?

Sixty Seconds

Question I of VI

When Did Your Advisor Last Review Your Annuity?

If your answer is "years ago" or "never" — you are not alone. It is the single most common reason a contract drifts out of alignment with what's available today.

Within the last 6 months

6 to 12 months ago

1 to 3 years ago

More than 3 years ago

Never had a formal review

Question II of VI

Approximate Value Of Your Annuity?

A rough figure is sufficient. This helps calibrate the MRI to your contract size.

$100,000 — $250,000

$250,000 — $500,000

$500,000 — $1,000,000

$1,000,000 — $2,500,000

$2,500,000 — $5,000,000

Over $5,000,000

Under $100,000

Question III of VI

How Long Have You Held This Contract?

The year your contract was issued shapes the rates and benefits you received. Contracts from years with lower interest rates often have terms below today's market.

Less than 3 years

3 to 7 years

8 to 15 years

More than 15 years

Not sure off the top of my head

Question IV of VI

What's On Your Mind About This Contract?

Pick any that apply — you can choose more than one. Your concerns help focus the MRI on what matters most to you.

The fees I'm paying

Returns and growth have felt modest

My money is locked up with penalties to take it out

Not generating the income I expected

I'd like a clearer picture of what I own

It hasn't been reviewed in some time

Question V of VI

What Matters Most Going Forward?

Pick any that apply — you can choose more than one. Your priorities shape David's review during your MRI call.

Get the most guaranteed monthly income

Reduce the fees I'm paying

Better growth on my money

More access to my own money if I need it

A simpler contract I can understand

Leave more for my family

Question VI of VI

State Of Residence?

Different states allow different insurance carriers. We'll only review options that are available in your state.

Running Your MRI

X-Raying Your Contract Pattern…

Cross-referencing your answers against the three problems we check in every MRI.

i.

Scanning for outdated contract terms

ii.

Checking the hidden fee layer

iii.

Reviewing bonus fine print signals

iv.

Cross-referencing carrier alternatives

v.

MRI finding compiled

MRI Finding Ready

Your MRI Finding

Based on the pattern your six responses fit. David will confirm or rule this out using your actual contract on the call.

Annuity MRI Finding File —

Standard

Primary Problem Identified

—

Confidence —

—

One Note On This Finding This finding is a pattern-match against your responses, not a definitive diagnosis of your specific contract. David will pull your actual contract on the call and confirm or rule this out for you directly.

David will pull your specific contract, review your finding against it, and walk you through what was observed. Your full MRI report is ready — we just need to gather a few details so we know how to reach you.

Your Name?

For our team's reference when reaching out.

First Name

Last Name

Where Should We Send Your MRI Report?

Your written MRI finding will be delivered before the call so you may review it at your convenience.

The Best Number To Reach You?

So our office can call you back to walk you through your MRI and book your time with David.

One quick step: we'll text a 6-digit code to that number so we know we have it right before we call.

Office Hours Our office is open 9 AM – 5 PM ET, Monday – Friday. If you finish this outside those hours, we'll call you first thing the next business morning.

By tapping "Text Me The Code," you authorize Summit Income Planning Group and one or more licensed analysts to contact you at the number provided — including by autodialer, prerecorded voice, and SMS — about your annuity review and related financial products, even if your number is on a Do Not Call list. Consent is not a condition of any purchase. Msg & data rates may apply. Reply STOP to opt out. Privacy · Terms · Disclosures

We Just Texted You A Code

Type the 6-digit code below so we know we have your number right.

Code expires in 5:00

Your MRI Is Ready

Choose how you'd like to take the next step — your full report is below.

Checking hours…

Schedule My Call With David Every scheduled MRI call is conducted personally by David Call Our Office Now (866) 989-8094 · We'll answer questions & book your call with David

Scheduling is the most direct path — every booked time is conducted personally by David. Or call our office first if you'd like to ask a few questions before booking.

Your MRI Report

Summit Income Planning Group

The Annuity MRI

Preliminary Finding

File No. —

Classification —

Confidence —

What follows is a preliminary read based on your responses. Nothing in this report changes anything about your contract — it is simply a starting point for the conversation we'll have on the call. There's time. Read it through whenever you're ready.

Primary Problem Identified

—

MRI Observations

David Fisher A Note Before The Call

No retirement strategy comes with perfect certainty. The goal of this MRI is not to move you into a new product — it is to help you see, with your contract in front of us, whether what you currently own is still working for what you actually need. Sometimes the answer is yes and we tell you to keep it. Sometimes there is a gap worth a second look. Either way, you will leave the call knowing more than you came in with, and the decision will remain entirely yours.

What This Call Is — And Is Not

A twenty-minute private X-ray of your contract. No pitch. No pressure. No products pushed at you.

David's only task is to determine whether your contract still aligns with what you need.
If the answer is yes, you will be told so directly — and you will keep what you have.
If the answer is no, you will be shown the specific gaps. No recommendations will be made without your invitation.
The decision to act, or not to act, remains entirely yours.

Schedule My Call With David Every scheduled MRI call is conducted personally by David

Or call our office: (866) 989-8094 · 9 AM – 5 PM ET, Mon – Fri